Y3S has been the finance intermediaries packager of choice for specialist finance solutions since 2001, arranging billions of pounds of specialist mortgage enquiries on behalf of the country’s most established lenders.
We’ve developed and nurtured key partnerships with the UK’s leading specialist lenders over this period, leading to director-level relationships. Today, over 50% of our business is completed ‘outside of criteria’ as we make the most of the unique and flexible referral arrangements we have established.
Intermediaries only
For over 20 years we’ve only ever accepted business via financial intermediaries. As the largest and longest standing specialist finance packager in the UK, we know and understand you and your clients’ needs better than anyone else.
A highly responsive and accurate service is our focus, ensuring repeat business from our valued introducers. It all adds up to the fact that nobody pays out more specialist loan commission to brokers each month than Y3S.
We take care of everything
– and of everyone
We’ve built a positive, can-do culture here at Y3S, where people take ownership and responsibility for our accurate, timely and reliable service. This is only possible with a team built on the right values and attitude, backed by industry-leading training and development.
Our people always react faster, go further and think smarter, with an unrivalled commitment and passion for what we do. And when challenges and obstacles do crop up, we thrive on using our flexibility and industry know-how to overcome them.
Our promise to you
Our business is built on delivering a service that’s unrivalled in the market, focused entirely on securing the finance your customer needs. Find out more about how we take complete care of you and your clients.
Meet the team
It’s our people who make us the specialist finance packager that consistently helps intermediaries deliver the finance their customers need – from mortgage advisers and brokers to underwriters and administrators. And here’s where you can start getting to know them.
Platinum
Feefo Rating
You can trust us to look after your clients and keep you updated every step of the way – and you don’t have to just take our word for it.
Our Platinum Feefo rating – for 7 consecutive years – shows just how far our exceptional service goes and know-how reaches.
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More About Us
Our Products
First Charge Mortgages
Second Charge Mortgages
Bridging Loans
Buy-to-Let Mortgages
Commercial Mortgages
Equity Release Mortgages
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The UK’s largest specialist finance packager is ready to take care of your next case